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MORTGAGEIT 33 MAIDEN LANE
NEW YORK, 10038

2006 Mortgage Research Ada Idaho US
Total Applications 1,607 3,100 173,678
Average Loan $161.9k $154.2k $231.9k
Loan to Income Ratio 1.70 1.58 1.94
Subprime Loans 7.78% 9.32% 11.78%
Refinancing Loans 40.95% 42.84% 56.56%
Principal Dwellings 87.74% 85.45% 89.22%
Rejected Applications 5.23% 6.61% 12.37%