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PLAZA HOME MORTGAGE, INC. 5090 SHOREHAM PLACE #206
SAN DIEGO, 92122

2008 Mortgage Research	Baker	Oregon	US
Total Applications	12	2,759	33,910
Average Loan	$235.9k	$230.5k	$226.6k
Loan to Income Ratio	3.28	2.75	2.70
Subprime Loans	—	1.70%	3.23%
Refinancing Loans	33.33%	55.45%	51.50%
Principal Dwellings	100%	91.34%	92.87%
Rejected Applications	—	7.72%	9.66%

PLAZA HOME MORTGAGE, INC. 5090 SHOREHAM PLACE #206SAN DIEGO, 92122