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SUMMIT FIRST FINANCIAL, LLC 3232 NEWMARK DR.
MIAMISBURG, 45342

2008 Mortgage Research	Champaign	Illinois	US
Total Applications	321	392	396
Average Loan	$151.3k	$147.1k	$147.5k
Loan to Income Ratio	1.93	1.94	1.88
Subprime Loans	3.12%	3.57%	3.54%
Refinancing Loans	39.88%	39.29%	39.65%
Principal Dwellings	95.02%	95.15%	94.44%
Rejected Applications	4.98%	5.36%	5.30%

SUMMIT FIRST FINANCIAL, LLC 3232 NEWMARK DR.MIAMISBURG, 45342