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NEW DAY FINANCIAL, LLC 8171 MAPLE LAWN BLVD. SUITE 300
FULTON, 20759

2008 Mortgage Research	Ben Hill	Georgia	US
Total Applications	10	2,509	45,914
Average Loan	$154.8k	$170.6k	$207.9k
Loan to Income Ratio	2.32	2.67	3.02
Subprime Loans	10%	3.19%	3.53%
Refinancing Loans	100%	100%	99.91%
Principal Dwellings	100%	99.68%	99.82%
Rejected Applications	—	0.20%	0.18%

NEW DAY FINANCIAL, LLC 8171 MAPLE LAWN BLVD. SUITE 300FULTON, 20759