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NEW DAY FINANCIAL, LLC 8171 MAPLE LAWN BLVD. SUITE 300
FULTON, 20759

2008 Mortgage Research	Hardin	Iowa	US
Total Applications	11	247	45,914
Average Loan	$171.1k	$158.4k	$207.9k
Loan to Income Ratio	2.62	2.28	3.02
Subprime Loans	—	2.43%	3.53%
Refinancing Loans	100%	100%	99.91%
Principal Dwellings	100%	100%	99.82%
Rejected Applications	—	—	0.18%

NEW DAY FINANCIAL, LLC 8171 MAPLE LAWN BLVD. SUITE 300FULTON, 20759