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NEW DAY FINANCIAL, LLC 8171 MAPLE LAWN BLVD. SUITE 300
FULTON, 20759

2008 Mortgage Research	Fergus	Montana	US
Total Applications	11	586	45,914
Average Loan	$143.6k	$202.6k	$207.9k
Loan to Income Ratio	2.44	3.16	3.02
Subprime Loans	9.09%	2.73%	3.53%
Refinancing Loans	100%	100%	99.91%
Principal Dwellings	100%	100%	99.82%
Rejected Applications	—	0.17%	0.18%

NEW DAY FINANCIAL, LLC 8171 MAPLE LAWN BLVD. SUITE 300FULTON, 20759