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K. HOVNANIAN AMERICAN MORTGAGE 3601 QUANTUM BOULEVARD
BOYNTON BEACH, 33426

2008 Mortgage Research	Chambers	Texas	US
Total Applications	64	1,788	8,253
Average Loan	$168.8k	$195.8k	$258.5k
Loan to Income Ratio	2.00	1.93	2.40
Subprime Loans	1.56%	2.07%	1.30%
Refinancing Loans	—	0.22%	1.53%
Principal Dwellings	98.44%	96.64%	94.61%
Rejected Applications	4.69%	6.54%	6.69%

K. HOVNANIAN AMERICAN MORTGAGE 3601 QUANTUM BOULEVARDBOYNTON BEACH, 33426