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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Dale	Alabama	US
Total Applications	64	1,789	108,682
Average Loan	$116.7k	$150.4k	$199.1k
Loan to Income Ratio	1.69	1.95	2.01
Subprime Loans	12.50%	6.15%	3.43%
Refinancing Loans	46.88%	38.90%	45.07%
Principal Dwellings	92.19%	88.93%	87.72%
Rejected Applications	3.13%	10.73%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054