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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Madison	Illinois	US
Total Applications	629	5,332	108,682
Average Loan	$150.6k	$169.4k	$199.1k
Loan to Income Ratio	1.97	1.97	2.01
Subprime Loans	4.45%	3.86%	3.43%
Refinancing Loans	59.14%	52.01%	45.07%
Principal Dwellings	97.93%	92.14%	87.72%
Rejected Applications	1.27%	5.18%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054