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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Adams	Indiana	US
Total Applications	33	3,135	108,682
Average Loan	$123.2k	$127.0k	$199.1k
Loan to Income Ratio	1.83	1.83	2.01
Subprime Loans	6.06%	7.15%	3.43%
Refinancing Loans	63.64%	45.42%	45.07%
Principal Dwellings	100%	92.15%	87.72%
Rejected Applications	—	4.50%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054