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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Butler	Iowa	US
Total Applications	27	1,737	108,682
Average Loan	$99.0k	$127.4k	$199.1k
Loan to Income Ratio	2.01	1.97	2.01
Subprime Loans	3.70%	5.01%	3.43%
Refinancing Loans	37.04%	38.51%	45.07%
Principal Dwellings	92.59%	94.65%	87.72%
Rejected Applications	3.70%	4.32%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054