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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD, LEGAL
MT. LAUREL, 08054

2006 Mortgage Research Cass Iowa US
Total Applications 20 2,413 146,087
Average Loan $49.0k $112.7k $179.0k
Loan to Income Ratio 1.30 1.79 1.89
Subprime Loans 20% 6.34% 7.40%
Refinancing Loans 30% 30.67% 31.07%
Principal Dwellings 95% 95.44% 87.59%
Rejected Applications 15% 3.19% 7.57%