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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Ballard	Kentucky	US
Total Applications	25	1,383	108,682
Average Loan	$90.4k	$136.2k	$199.1k
Loan to Income Ratio	1.41	1.88	2.01
Subprime Loans	20%	3.90%	3.43%
Refinancing Loans	60%	44.97%	45.07%
Principal Dwellings	96%	88.36%	87.72%
Rejected Applications	—	9.11%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054