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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Antrim	Michigan	US
Total Applications	22	3,072	108,682
Average Loan	$180.1k	$134.1k	$199.1k
Loan to Income Ratio	0.82	1.75	2.01
Subprime Loans	—	3.48%	3.43%
Refinancing Loans	68.18%	41.73%	45.07%
Principal Dwellings	59.09%	86.26%	87.72%
Rejected Applications	4.55%	8.98%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054