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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Aitkin	Minnesota	US
Total Applications	27	1,796	108,682
Average Loan	$147.2k	$176.4k	$199.1k
Loan to Income Ratio	2.54	2.13	2.01
Subprime Loans	3.70%	2.56%	3.43%
Refinancing Loans	81.48%	61.53%	45.07%
Principal Dwellings	85.19%	91.48%	87.72%
Rejected Applications	—	4.01%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054