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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Kemper	Mississippi	US
Total Applications	2	742	108,682
Average Loan	$201.0k	$138.8k	$199.1k
Loan to Income Ratio	2.15	1.76	2.01
Subprime Loans	—	5.80%	3.43%
Refinancing Loans	100%	44.47%	45.07%
Principal Dwellings	100%	90.03%	87.72%
Rejected Applications	—	13.61%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054