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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Lincoln	Montana	US
Total Applications	27	659	108,682
Average Loan	$161.6k	$195.2k	$199.1k
Loan to Income Ratio	3.00	1.87	2.01
Subprime Loans	—	1.67%	3.43%
Refinancing Loans	59.26%	67.98%	45.07%
Principal Dwellings	100%	88.16%	87.72%
Rejected Applications	—	1.52%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054