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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Elko	Nevada	US
Total Applications	198	1,238	108,682
Average Loan	$186.3k	$221.9k	$199.1k
Loan to Income Ratio	2.22	1.95	2.01
Subprime Loans	7.07%	3.47%	3.43%
Refinancing Loans	46.46%	38.05%	45.07%
Principal Dwellings	93.43%	82.23%	87.72%
Rejected Applications	1.01%	6.70%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054