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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Burlington	New Jersey	US
Total Applications	752	5,115	108,682
Average Loan	$220.7k	$252.6k	$199.1k
Loan to Income Ratio	2.27	2.21	2.01
Subprime Loans	1.46%	1.60%	3.43%
Refinancing Loans	54.65%	61.82%	45.07%
Principal Dwellings	96.01%	91.03%	87.72%
Rejected Applications	8.24%	9.93%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054