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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Jefferson	New York	US
Total Applications	186	5,046	108,682
Average Loan	$128.6k	$270.3k	$199.1k
Loan to Income Ratio	2.00	1.94	2.01
Subprime Loans	8.60%	3.05%	3.43%
Refinancing Loans	30.11%	46.20%	45.07%
Principal Dwellings	90.86%	91.14%	87.72%
Rejected Applications	6.45%	7.06%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054