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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Dickey	North Dakota	US
Total Applications	7	300	108,682
Average Loan	$126.9k	$137.7k	$199.1k
Loan to Income Ratio	1.91	1.90	2.01
Subprime Loans	—	4.33%	3.43%
Refinancing Loans	71.43%	38.67%	45.07%
Principal Dwellings	100%	96.67%	87.72%
Rejected Applications	—	1.33%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054