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PHH MORTGAGE CORPORATION 3000 LEADENHALL ROAD
MT LAUREL, 08054

2008 Mortgage Research	Caledonia	Vermont	US
Total Applications	36	988	108,682
Average Loan	$146.0k	$185.3k	$199.1k
Loan to Income Ratio	2.27	2.14	2.01
Subprime Loans	8.33%	3.85%	3.43%
Refinancing Loans	52.78%	47.87%	45.07%
Principal Dwellings	86.11%	86.13%	87.72%
Rejected Applications	2.78%	4.15%	7.95%

PHH MORTGAGE CORPORATION 3000 LEADENHALL ROADMT LAUREL, 08054