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AMERICANMTGNETWORKDBAVERTICE 301 S COLLEGE STREET
CHARLOTTE, 28202

2008 Mortgage Research	Lassen	California	US
Total Applications	37	9,751	52,977
Average Loan	$214.7k	$293.1k	$235.5k
Loan to Income Ratio	2.60	2.57	2.40
Subprime Loans	—	2.51%	3.45%
Refinancing Loans	62.16%	50.07%	59.98%
Principal Dwellings	94.59%	83.81%	85.99%
Rejected Applications	8.11%	14.67%	16.85%

AMERICANMTGNETWORKDBAVERTICE 301 S COLLEGE STREETCHARLOTTE, 28202