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CNB LENDING SERVICES, LLC ONE SOUTH HOWELL ST
HILLSDALE, 49242

2008 Mortgage Research	Jackson	Michigan	US
Total Applications	198	577	630
Average Loan	$132.7k	$119.5k	$117.0k
Loan to Income Ratio	1.78	1.71	1.73
Subprime Loans	3.03%	4.85%	4.44%
Refinancing Loans	59.60%	56.67%	52.06%
Principal Dwellings	91.41%	88.39%	88.57%
Rejected Applications	16.67%	20.97%	26.51%

CNB LENDING SERVICES, LLC ONE SOUTH HOWELL STHILLSDALE, 49242