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BANK OF NORTH DAKOTA 1200 MEMORIAL HWY
BISMARCK, 58506

2008 Mortgage Research	Clay	Minnesota	US
Total Applications	121	172	1,129
Average Loan	$132.8k	$130.2k	$131.8k
Loan to Income Ratio	—	—	—
Subprime Loans	—	—	—
Refinancing Loans	14.88%	17.44%	22.59%
Principal Dwellings	100%	100%	100%
Rejected Applications	—	—	—

BANK OF NORTH DAKOTA 1200 MEMORIAL HWYBISMARCK, 58506