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SMB MORTGAGE COMPANY 51 WEST PEARL STREET
COLDWATER, 49036

2008 Mortgage Research	Branch	Michigan	US
Total Applications	181	333	343
Average Loan	$92.9k	$94.7k	$96.2k
Loan to Income Ratio	1.29	1.42	1.44
Subprime Loans	6.08%	5.41%	5.25%
Refinancing Loans	44.20%	43.84%	43.15%
Principal Dwellings	84.53%	84.99%	85.13%
Rejected Applications	—	—	—

SMB MORTGAGE COMPANY 51 WEST PEARL STREETCOLDWATER, 49036