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FIRSTBANK- ALMA MORTGAGE COMP 311 WOODWORTH AVE
ALMA, 48801

2008 Mortgage Research	Gratiot	Michigan	US
Total Applications	283	453	555
Average Loan	$91.2k	$94.1k	$80.6k
Loan to Income Ratio	1.56	1.39	1.28
Subprime Loans	3.53%	3.31%	2.70%
Refinancing Loans	62.90%	62.69%	51.35%
Principal Dwellings	94.35%	90.29%	91.71%
Rejected Applications	—	—	—

FIRSTBANK- ALMA MORTGAGE COMP 311 WOODWORTH AVEALMA, 48801