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WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Arkansas	Arkansas	US
Total Applications	8	3,778	399,553
Average Loan	$102.8k	$156.3k	$204.7k
Loan to Income Ratio	2.11	1.86	2.31
Subprime Loans	—	0.08%	0.19%
Refinancing Loans	25%	41.50%	40.92%
Principal Dwellings	100%	93.41%	93.53%
Rejected Applications	—	0.71%	0.64%

WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328