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WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Canyon	Idaho	US
Total Applications	524	3,737	399,553
Average Loan	$168.0k	$191.1k	$204.7k
Loan to Income Ratio	2.41	2.22	2.31
Subprime Loans	—	0.03%	0.19%
Refinancing Loans	59.54%	52.74%	40.92%
Principal Dwellings	91.79%	90.07%	93.53%
Rejected Applications	1.91%	1.12%	0.64%

WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328