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WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Breathitt	Kentucky	US
Total Applications	4	3,476	399,553
Average Loan	$128.0k	$158.0k	$204.7k
Loan to Income Ratio	1.93	2.04	2.31
Subprime Loans	—	0.12%	0.19%
Refinancing Loans	100%	48.16%	40.92%
Principal Dwellings	100%	97.21%	93.53%
Rejected Applications	—	0.23%	0.64%

WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328