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WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Cavalier	North Dakota	US
Total Applications	3	369	399,553
Average Loan	$79.0k	$157.5k	$204.7k
Loan to Income Ratio	1.27	1.68	2.31
Subprime Loans	—	0.27%	0.19%
Refinancing Loans	66.67%	45.80%	40.92%
Principal Dwellings	100%	95.66%	93.53%
Rejected Applications	—	—	0.64%

WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328