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WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, 50328

2008 Mortgage Research	Campbell	Virginia	US
Total Applications	83	15,332	399,553
Average Loan	$160.9k	$241.7k	$204.7k
Loan to Income Ratio	2.32	2.62	2.31
Subprime Loans	1.20%	0.07%	0.19%
Refinancing Loans	51.81%	41.24%	40.92%
Principal Dwellings	96.39%	94.93%	93.53%
Rejected Applications	1.20%	0.35%	0.64%

WELLS FARGO FUNDING, INC 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042DES MOINES, 50328