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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Dubois	Indiana	US
Total Applications	43	11,989	454,508
Average Loan	$135.9k	$128.1k	$196.4k
Loan to Income Ratio	2.35	1.67	2.08
Subprime Loans	—	1.23%	0.63%
Refinancing Loans	69.77%	65.04%	69.22%
Principal Dwellings	97.67%	94.15%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034