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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Penobscot	Maine	US
Total Applications	253	2,726	454,508
Average Loan	$138.1k	$181.5k	$196.4k
Loan to Income Ratio	1.96	1.95	2.08
Subprime Loans	1.19%	0.51%	0.63%
Refinancing Loans	71.94%	74.50%	69.22%
Principal Dwellings	94.47%	88.11%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034