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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Allegany	Maryland	US
Total Applications	120	12,072	454,508
Average Loan	$114.4k	$245.4k	$196.4k
Loan to Income Ratio	1.70	2.42	2.08
Subprime Loans	—	0.24%	0.63%
Refinancing Loans	79.17%	78.38%	69.22%
Principal Dwellings	94.17%	93.90%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034