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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Eaton	Michigan	US
Total Applications	196	15,340	454,508
Average Loan	$154.8k	$145.7k	$196.4k
Loan to Income Ratio	1.73	1.78	2.08
Subprime Loans	1.02%	1.13%	0.63%
Refinancing Loans	75.51%	69.93%	69.22%
Principal Dwellings	95.41%	91.73%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034