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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Beaverhead	Montana	US
Total Applications	15	1,922	454,508
Average Loan	$143.7k	$186.2k	$196.4k
Loan to Income Ratio	2.19	2.21	2.08
Subprime Loans	—	0.21%	0.63%
Refinancing Loans	60%	71.70%	69.22%
Principal Dwellings	86.67%	89.70%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034