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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Flathead	Montana	US
Total Applications	292	1,922	454,508
Average Loan	$218.9k	$186.2k	$196.4k
Loan to Income Ratio	2.67	2.21	2.08
Subprime Loans	0.34%	0.21%	0.63%
Refinancing Loans	76.71%	71.70%	69.22%
Principal Dwellings	86.30%	89.70%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034