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GMAC MORTGAGE LLC 4 WALNUT GROVE DRIVE
HORSHAM, 19044

2006 Mortgage Research Lincoln Montana US
Total Applications 39 2,014 558,192
Average Loan $147.0k $164.1k $172.0k
Loan to Income Ratio 2.25 1.79 2.15
Subprime Loans — 2.14% 1.48%
Refinancing Loans 69.23% 55.26% 63.11%
Principal Dwellings 79.49% 75.52% 74.51%
Rejected Applications 35.90% 19.36% 21.27%