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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Garfield	Oklahoma	US
Total Applications	95	4,305	454,508
Average Loan	$101.0k	$119.9k	$196.4k
Loan to Income Ratio	1.63	1.53	2.08
Subprime Loans	2.11%	1.07%	0.63%
Refinancing Loans	49.47%	62.30%	69.22%
Principal Dwellings	97.89%	93.71%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034