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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Albemarle	Virginia	US
Total Applications	158	15,099	454,508
Average Loan	$242.1k	$224.0k	$196.4k
Loan to Income Ratio	1.58	2.28	2.08
Subprime Loans	0.63%	0.47%	0.63%
Refinancing Loans	70.25%	71.35%	69.22%
Principal Dwellings	89.87%	92.52%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034