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GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE
FT. WASHINGTON, 19034

2008 Mortgage Research	Appomattox	Virginia	US
Total Applications	23	15,099	454,508
Average Loan	$135.3k	$224.0k	$196.4k
Loan to Income Ratio	1.95	2.28	2.08
Subprime Loans	—	0.47%	0.63%
Refinancing Loans	65.22%	71.35%	69.22%
Principal Dwellings	91.30%	92.52%	91.69%
Rejected Applications	—	—	—

GMAC MORTGAGE LLC 1100 VIRGINIA DRIVEFT. WASHINGTON, 19034