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ORIGEN FINANCIAL 27777 FRANKLIN ROAD, SUITE 1700
SOUTHFIELD, 48034

2008 Mortgage Research	Garfield	Montana	US
Total Applications	1	150	17,193
Average Loan	$35.0k	$51.6k	$45.7k
Loan to Income Ratio	1.52	1.30	1.03
Subprime Loans	—	3.33%	22.28%
Refinancing Loans	—	0.67%	1.91%
Principal Dwellings	100%	100%	100%
Rejected Applications	—	—	—

ORIGEN FINANCIAL 27777 FRANKLIN ROAD, SUITE 1700SOUTHFIELD, 48034