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WACHOVIA MORTGAGE 301 SOUTH COLLEGE STREET
CHARLOTTE, 28202

2006 Mortgage Research Avery North Carolina US
Total Applications 36 15,041 146,381
Average Loan $265.2k $181.9k $197.6k
Loan to Income Ratio 1.13 1.83 1.88
Subprime Loans 2.81% 2.79%
Refinancing Loans 41.67% 37.57% 55.88%
Principal Dwellings 30.56% 84.60% 85.91%
Rejected Applications 13.89% 10.72% 14.15%