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HOME CAPITAL, INC. 5909 PEACHTREE-DUNWOODY ROAD NE, STE 100
ATLANTA, 30328

2006 Mortgage Research Banner Nebraska US
Total Applications 1 216 47,511
Average Loan $115.0k $140.4k $216.7k
Loan to Income Ratio 2.21 1.05 2.20
Subprime Loans — 0.93% 1.90%
Refinancing Loans 100% 99.54% 99.05%
Principal Dwellings 100% 95.83% 94.91%
Rejected Applications 100% 15.74% 11.88%