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COMUNITY LENDING INCORPORATED 610 JARVIS DRIVE SUITE 200
MORGAN HILL, 95037

2006 Mortgage Research Graham Arizona US
Total Applications 68 1,469 19,201
Average Loan $155.4k $198.6k $234.9k
Loan to Income Ratio 1.81 1.97 2.12
Subprime Loans 2.94% 12.53% 13.61%
Refinancing Loans 66.18% 62.56% 57.91%
Principal Dwellings 80.88% 84.62% 85.11%
Rejected Applications 25% 25.19% 23.85%