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DELTA FUNDING CORPORATION 1000 WOODBURY ROAD
WOODBURY, 11797

2006 Mortgage Research Herkimer New York US
Total Applications 130 15,212 173,727
Average Loan $98.1k $210.7k $146.7k
Loan to Income Ratio 1.81 2.50 2.31
Subprime Loans 8.46% 15.45% 12.28%
Refinancing Loans 93.08% 89.60% 93.22%
Principal Dwellings 93.85% 93.40% 95.63%
Rejected Applications 30.77% 13.02% 22.01%