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AMERIFIRST FINANCIAL CORPORATI 616 WEST CENTRE AVENUE
PORTAGE, 49024

2008 Mortgage Research	Calhoun	Michigan	US
Total Applications	307	1,020	1,764
Average Loan	$104.1k	$117.7k	$120.4k
Loan to Income Ratio	1.75	1.88	2.03
Subprime Loans	21.17%	21.37%	20.24%
Refinancing Loans	31.27%	39.41%	37.02%
Principal Dwellings	95.44%	93.24%	93.88%
Rejected Applications	1.30%	2.35%	3.06%

AMERIFIRST FINANCIAL CORPORATI 616 WEST CENTRE AVENUEPORTAGE, 49024