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EVERGREEN HOME LOANS 10900 NE 4TH ST SUITE 1400
BELLEVUE, 98004

2008 Mortgage Research	Crook	Oregon	US
Total Applications	134	694	3,164
Average Loan	$163.0k	$206.3k	$221.7k
Loan to Income Ratio	2.76	2.48	2.58
Subprime Loans	6.72%	4.32%	5.75%
Refinancing Loans	45.52%	41.21%	34.64%
Principal Dwellings	95.52%	89.91%	89.44%
Rejected Applications	—	—	0.66%

EVERGREEN HOME LOANS 10900 NE 4TH ST SUITE 1400BELLEVUE, 98004