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EVERGREEN HOME LOANS 10900 NE 4TH ST SUITE 1400
BELLEVUE, 98004

2008 Mortgage Research	Grant	Washington	US
Total Applications	225	1,712	3,164
Average Loan	$153.5k	$244.1k	$221.7k
Loan to Income Ratio	2.75	2.70	2.58
Subprime Loans	5.33%	4.79%	5.75%
Refinancing Loans	30.22%	35.92%	34.64%
Principal Dwellings	97.33%	91.94%	89.44%
Rejected Applications	0.44%	0.82%	0.66%

EVERGREEN HOME LOANS 10900 NE 4TH ST SUITE 1400BELLEVUE, 98004